Disclosure and Privacy Policies are valid from Dec. 1, 2016.
This blog is a collaborative blog written and maintained by an individual or group of individuals.
This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion, and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.
- All posts and articles may contain affiliate links, which means that we may receive a commission if you click on a link and purchase something. Affiliate programs include but are not limited too ShareASale, Amazon Affiliates, Bloglovin, etc…
- All posts with affiliate links, will show the following disclosure:
“Disclosure: This post contains affiliate links. Check out the disclosure policy for further details. Thank you for supporting the blog!”
The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.
This blog does not contain any content which might present a conflict of interest.
Disclosure Policy provided by http://www.disclosurepolicy.org
When is reader / visitor information collected?
Visitor information may be collected whenever you visit the site, subscribe to the email list, comment or submit questions for advice.
What personal information is collected when readers visit the blog?
When visiting the blog, you may be asked to provide your Name and Email address.
Why is reader / visitor information collected?
To send periodic emails or reply to comments/advice questions submitted by visitors.
How is Visitor information protected?
I do not use SSL because:
There is no required login, only an optional subscribe widget. The collected reader email information is secure and only accessible by the website administrator.
This site is PCI compliant because:
I do not ask for credit card numbers. This site is a free blog that provides articles and information.
We are not responsible for republished content from this blog without our permission.
Yes. Cookies are used to compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.
Third-party links and disclosure
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
We do not sell, trade, or otherwise, transfer to outside parties your personally identifiable information. This does not include website hosting partners and other parties who assist in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.
However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising or other uses.
Google – Google Adsense
I have implemented the following advertising features: Demographics and Interests Reporting. This blog along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile date regarding user interactions with ad impressions, and other ad service functions as they relate to our website.
Advertising and Sponsorships
California Online Privacy Protection Act
Should anyone from the state of California visit the site and according to CalOPPA, I agree to the following:
- Users can visit the site anonymously
- Users are able to change their personal information by emailing me at othersideof25 [@] gmail.com.
How does our site handle do not track signals?
We Do Not Track or plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.
Does your site allow third-party behavioral tracking
Yes. We DO allow third-party behavioral tracking.
Children Online Privacy Protection Act (COPPA)
Congress directed the FTC to issue the COPPA to put parents in the driver’s seat when it comes to information that websites collect about kids under the age of 13.
To comply with COPPA, I state the following:
- I do not specifically market to children under 13.
- This site audience is targeted to Millennials between the ages of 23-35.
Fair Information Practices
The United States Federal Trade Commission’s Fair Information Practice Principles (FIPPs) are guidelines that represent widely-accepted concepts concerning fair information practices in an electronic marketplace.
To comply with FIPPs guidelines I agree to take the following responsive actions should a data breach occur:
- Notify users via site notification within 7 business days
- Notify users via email within 30 business days.
I agree to the Individual Redress Principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.
The CAN-SPAM Act, a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have you stop emailing them, and spells out tough penalties for violations.
Email addresses are collected in order to: Send information, respond to inquiries, and/or other requests or questions.
To comply with the CAN-SPAM Act, I agree to the following:
- NOT use false or misleading subjects or email addresses.
- Identify the message as an advertisement in some reasonable way.
- Include the physical address of our business or site headquarters.
- Monitor third-party email marketing services for compliance, if one is used.
- Give an “opt-out” our “unsubscribe” option.
To unsubscribe to emails you may follow the instructions at the bottom of each email and I will comply to have you removed from the email list within a timely manner. You may also email firstname.lastname@example.org, subject “UNSUBSCRIBE ME” and you will be removed.
NOTICE OF CHANGES
Policies are subject to change at my discretion without notification to readers. If you do not agree to the policies, please do not use this site. Your continued use of readership and participation is taken as your acceptance of all terms.
For questions about either policy, feel free to contact me.